مسائل المنتخبه (Articles Of Islamic Acts) - الخوئي، السيد أبوالقاسم - الصفحة ٦٢٨ - foreign currency it
can take wages for this and can realize the entire amount from the borrower including wages.
(iii-a) If a person gives a sum of money to a bank and asks it to issue a
draft in his favor for payment. elsewhere, either within the country or
abroad, and the bank chargeswages for rendering this service, it is in
order in itself. and ii the draft is fora foreign country it is possible
that it may be treated to be purchase and sale which islawful, and the
bank can claim some "t by way of wages for the purchase and sale of this
amount.
(iii-b) it is possible that a bank may borrow some money and then repay a
loan elsewhere. And as in the matter of loan when the lender charges
something extra from theborrower, it is interest therefore, if the
borrower takes something extra from the lender; it will not be called
interest.
(iv) If a person borrows home amount from a bank and issues its pay
order elsewhere and the bank accepts it on payment of wages, it will be
lawful to charge wages if the following procedure is adopted:
(iv-a) In the case of foreign currency sale and purchase should take
place i.e. the bank may purchase foreign currency and some additional
amount from a person in order to provide him with local currency. In
that event there is no harm in charging wages.
(iv-b) As a bank is entitled to get repayment of a loan given by it at
the place where the loan was given, it can claim wages if it agrees to
the repayment being made at some other place. Besides the banks, the
above mentioned procedure and orders "Y also be followed by the common
people i.e. if a person gives some money to another person and asks him
to give a pay order in the name of another person either in the same
town or some other town, there is no harm if the pen;on accepting the
pay order charges some wages for this task. Similarly if a person takes
some money from another person and gives him