مسائل المنتخبه (Articles Of Islamic Acts) - الخوئي، السيد أبوالقاسم - الصفحة ٤٨٠ - ORDERS REGARDING DEBT OR LOAN

that the debtor will return the thing being taken by him on loan in a particular manner (e.g. if he gives him a quantity of un manufactured gold and imposes the condition that he will take back manufactured gold that too is interest and is unlawful. However, if no such condition is imposed by the creditor but the debtor himself repays him something more than the loan taken by him there is no harm in it, and as a matter of bet it is recommended.
٢٢٩٢. Giving interest is unlawful like taking interest. However, if a person takes a loan, on which interest is payable, what is apparent is that he becomes itsowner, although it is better that he should not appropriate it. And if the position is such that even if the parties had not laid down a condition for payment of loan theperson advancing the loan would have been agreeable to the debtors appropriating that money the person taking the loan can appropriate it without any objection.
٢٢٩٣. If a person takes interest bearing loan in the shape of wheat or any other similar thing and does farming with it what is apparent is that he becomes theowner of the produce although it is better that he should not appropriate the produce so acquired.
٢٢٩٤. If a person purchases a dress and later makes payment to the owner of the dress with the money taken on interest bearing loan or with lawful money mixed withthat money, there is no harm in wearing that dress and offering prayers with it. And the same rule applies if he says to the seller: "I am purchasing this dress with thismoney", although it is better that in these circumstances he should not wear that dress while offering prayers or at other times.
٢٢٩٥. If a person gives some money to a merchant so that he may get from him something less in another city, there is no harm in it. It is called Sarf-i-Barat.
٢٢٠٦. If a person gives some money to another person with